Tom Pelham

🍂 As the leaves change and cooler temperatures settle into Ann Arbor, it’s a great time to review your auto and home insurance.

Michigan fall weather can bring wet leaves, slick roads, heavy rain, strong winds, and even early cold snaps. 🚗🏡 Having the right coverage can help protect your vehicle, your home, and the people who matter most.

Take a few minutes this fall to make sure your policies still fit your current needs and that you’re prepared for whatever Michigan weather brings this season.

📞 Give us a call today to review your coverage or request a quote!

📅 Call, text, or stop by today to set up your quick review — we’re here to help you protect what matters most this season. Here at the Tom Pelham State Farm Insurance office, we are proud to serve Ann Arbor, Saline, Ypsilanti, Dexter, Milan, Brighton and the surrounding Michigan areas with Car Insurance, Homeowner’s Insurance, Renters Insurance, Condo Insurance, Life Insurance, Pet Insurance, Boat Insurance, Motorcycle Insurance, Business Insurance and Financial Services, with a focus on resident relocations to the Washtenaw County area.

I am your State Farm Insurance Agent for the Ann Arbor, MI area. My wife Kelly and I have three beautiful children, Lincoln (9), Mila (8) and Emma (5). I have been serving State Farm Insurance customers since 2012. Our Agency has over 65 years of combined State Farm Team Experience. I am a graduate of The University of Toledo with my BA in Marketing. My agency has qualified for State Farm Awards over the years including State Farm Chairman Circle, State Farm SVP Member, State Farm Legion of Honor, State Farm Bronze Tablet, Top 60 in the company in Fire, Founders Award Winner, Fast Start Award Winner, Ann Arbor Territory Leader and State Farm Ambassador for Life. We are proud supporters of the American Cancer Society, Make a Wish Foundation, Susan G Komen for the Cure, St Jude, Girl scouts, Pediatric Cancer Research Foundation and many more!

Give us a call if you are moving to Ann Arbor, Saline, Ypsilanti, Dexter, Milan or the surrounding Michigan areas. We are a family of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service and also fulfilling our moral obligation of protecting what's important to customer's so they can focus on accomplishing their life goals. We speak Spanish, French and Romanian!

My team of licensed Insurance Professionals is here to help get you Insurance coverage for your specific needs. Not only can we help with Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Life Insurance, Pet Insurance, Motorcycle Insurance, Boat Insurance, and Financial Services, we are also able to assist small business owners with their Commercial lines of Insurance. Call, click, text, or stop by the office today for your Personal Price plan. Gear up for motorcycle season by reviewing your motorcycle insurance coverage. Whether you're a seasoned rider or a casual biker, make sure your coverage suits your biking lifestyle.

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.